Mobile banking app that's simple to use. Criteria applies.
Pay your way; Apple Pay, Google Pay and Contactless Visa Debit Card. Limits apply.
No monthly fee
To apply, you need to be 18+ and a UK resident.
Compare our reward accounts below and choose one that best suits your needs. Earn £4 a month back in Rewards for 2 or more Direct Debits - they need to be at least £2 each. Plus, an extra £1 a month back in Rewards with 1 mobile app log in.
To apply, you need to 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your account every month (not applicable for Reward Silver or Reward Platinum).
For a £2 monthly fee you'll get:
Up to £5 a month back in Rewards
Spend at our retail partners and get 1% back in Rewards
For a £10 monthly fee, you'll get all our Reward account benefits, plus:
Travel insurance for European trips
Mobile phone insurance
Cinema discount & tastecard
Fee free debit card purchases abroad
For a £20 monthly fee, you'll get all the benefits of our Reward Silver account, plus:
Worldwide travel insurance
UK car breakdown cover
Discounts on holidays when you book with Platinum Travel Service
Two free UK airport lounge passes with each Platinum Travel Service holiday booking
Accounts tailored to your life stage.
Interest free overdraft up to £2000 (£500 in your first term) 18+, subject to approval.
Choose from 3 great offers; a tastecard, Amazon offer or National Express Coachcard
Bank anytime, anywhere with our easy to use mobile app
£10 monthly fee for the International student account
No fee for UK students
Interest payments on the account balance
Visa Debit Card for your own use
Easy to use mobile app (with payment restrictions)
No monthly fee
If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead.
You can't apply directly for the Foundation current account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.
An exclusive service with a range of bank accounts to choose from.
To apply you must be 18+ and a UK resident. Premier Banking subject to income, lending or saving criteria. Specific account criteria also applies.
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here
Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.
