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Loan calculator

Work out how to get the best loan for you. A Royal Bank of Scotland personal loan could help you kickstart some home improvements, buy a new car, or fund the perfect wedding day.

Use our loan calculator to estimate how much you could borrow, your representative interest rates and monthly payments, with no impact on your credit rating.

Quickly calculate loan repayments

How much would you like to borrow?

Home improvement loans of £7,500 or more are available over an extended term of up to 10 years.

Borrowing amounts of £7,500 or more are available over an extended term of up to 8 years.

How long would you like to repay?

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months).

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months).

Use the calculator to view your personalised loan rate, maximum borrowing amount and maximum term.

Representative Example

Borrowing

£7,500

Over

1 year and & 0 months

Monthly Repayment

£137.55

Total Repayment

£8,253.00

Representative

3.9

% APR

(Annual Percentage Rate)

Interest rate

3.9

% p.a

(Fixed)

Apply now

Loan calculator

Quickly calculate loan repayments

Is the loan for home improvements?

How much would you like to borrow?

How long would you like to repay?

Representative Example

% APR

% p.a