Get a quote for a personal loan

Representative 3.4% APR

This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

It takes just a few moments

It takes minutes to find out how much you could borrow.

Get a personalised rate

We’ll show you the rate you’re likely to get if you go on to apply.

No harm to your credit rating

We use a soft credit search, which won't affect your credit rating.

Before you start

We’re about to take you to our application, which will allow you to get a quote and consider whether you want to apply with us.

In order to get a quote, you must:

Be 18+ and a UK resident
Have a Royal Bank of Scotland current account for over 3 months
Have not been declared bankrupt in the last 6 years
Have not completed a personal loan application with us in the last 28 days
Be applying for a loan in your name only.

Ready to get a quote?

If the above sounds like you, then let’s get going.

Start my quote

Before you start, there are a few things to read

There are a few things you should know in case you choose to apply after you’ve got your quote.

What you can’t use a loan for

How your information might be used

Our lending commitments to you

Comfortable? Select ‘next’ to continue.

Do you have Royal Bank of Scotland digital banking?

Yes

Fantastic, you're all set!

Just a heads up – you’ll need your digital banking log in details at the next step.

Let’s get you signed up for Digital Banking

You’ll need to sign up for digital banking with us in order to get a quote. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Royal Bank of Scotland Debit Card, if you have one.

How to register for Digital Banking

Head to 'Register for Digital Banking'
Enter your personal details. We’ll need details including your name, date of birth, sort code and account number
We’ll show you your customer number on screen (you're making good progress at this point). Make a note of it as you’ll need it when you log in, in the future. If we don't need anything else from you you'll skip straight to step 7, but you may need to go to step 4, don't worry we'll let you know on screen.
We'll then send you an activation code. We'll send you your activation code in a text message. Or if we don’t have your phone number, we’ll send it through the post
Go to the Royal Bank website and click ‘login’ in the top right-hand corner, have your activation code to hand
On the login page, type in your customer number and activation code
Now you need to choose a password and PIN and commit them to memory. The PIN should be four digits long and your password can be between six and twenty characters, and contain both letters and numbers
Done, finished, complete. Now you can manage your finances anywhere you can get online.

Once you’ve registered, select ‘next’ to log in and get a quote.