Instant Access ISA
Great for tax-free flexible saving
- Open the account with as little as £1
- Take money out whenever you need it
You must not have subscribed to a cash ISA in the same tax year
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Our ISAs
Find the right ISA for you
Make the most of your 2020/21 £20,000 ISA allowance
Our range of cash ISAs
Compare the benefits of our cash ISAs and find the right one for you depending on if you want instant access or not. Interest is paid directly into your account to help your ISA savings grow.
To apply you must be 16 or over and a UK resident. Tax free interest means interest payable is exempt from UK income tax.
Fixed Rate ISA
Get peace of mind for one or two year terms
- Choose a term and open your account with £1,000
- Fix your interest rate and watch your savings grow
No withdrawals or deposits during the term, Early Closure Charge may apply
A simple way to get your money working harder
Invest from a choice of five ready-made investment funds, each with a different level of investment risk from 'low' to 'high'
Discover the fund that best matches your attitude to risk and investment goals
Eligibility criteria, fees and charges apply.
Understanding ISAs
Need a helping hand? Let us guide you through what an ISA is and how you can benefit from one.
Transferring your ISA
You can transfer an existing cash or stocks & shares ISA to a cash ISA at Royal Bank of Scotland. Our simple transfer process safeguards your tax-free entitlement.
Manage your existing Royal Bank of Scotland ISA
Understand what to do to apply for ISA inheritance allowance or simply how to get started with your cash ISA.
Financial Services Compensation Scheme
Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.